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Before You Fall in Love With a House…

  • Writer: Melissa Herdman
    Melissa Herdman
  • 11 hours ago
  • 2 min read

The best part of my job is playing matchmaker.


Not in a flashy, “Let’s make a deal” kind of way, but in a thoughtful, intentional way. I love watching someone walk into a home and just feel it.


The light is right. The kitchen works. You’re already picturing holidays and backyard barbecues.


I love that part.


But before we fall head over heels…we pause. Because buying a home means looking past the staging and asking smart questions. A beautiful home isn’t always the right home, and I care too much about people to let emotion (or headlines) make the whole decision.


If you’ve worked with me before, you know most of these conversations happen at our buyer consultation, likely before we ever step foot into a house. That preparation is what gives you confidence when it’s time to write an offer.


If we haven’t had that conversation yet, that’s always where I like to start.


The Questions That Matter


1. Why is the seller moving?

Just as I ask you why YOU are moving, it is important to know the seller's situation. Motivation and preferred timeline matter. Strategy changes depending on the seller's circumstances.


2. How long has it been on the market?

Longer than average? There’s usually a reason. This can be an opportunity or a situation to investigate.


3. What are the true monthly costs?

Mortgage is only part of the story. We look at taxes, insurance, utilities (winter and summer temperatures can be brutal on utility bills), and any neighborhood dues or fees. It has to fit your monthly life–not just what your pre-approval says you can purchase.


4. How old are the big-ticket items?

Roof. HVAC. Water heater. Foundation. Sewer line.Homes require maintenance and constant evaluation.  A lower price doesn’t always mean a better deal.


5. What’s the neighborhood really like?

Drive it at different times of day. Pay attention to traffic, noise, development, and location of desired amenities. Location always matters for resale.


6. What’s the market like right now?

Some seasons naturally bring more competition. Spring tends to feel busy. Winter can be quieter, but not always.


Here is the most important item to consider:

Don’t get caught up in every social media post about grant programs or interest rates shifting.


The best time to buy a house is when it’s best for you. When your finances are ready. When your life is ready. When the right home is available. Trying to perfectly time the market creates stress. Clarity creates confidence.


7. Will this home still work in 3–5 years?

Buy for where you see your life goingnot just where you are today.


A home should make you feel something, and the best purchases happen when emotion and information work together.


Ask the questions. Do the inspections. Review the disclosures. Run the numbers. Prepare first, decide second.


That’s how I do real estate. No hustle. No pressure. Just clarity, strategy, and relationships that last long after closing. 💛

 
 
 

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Melissa Herdman

Kirk & Cobb Realtors

2810 Southwest Gage Boulevard

Topeka, KS 66614 USA

535 Market Street

Osage City, Kansas 66523

Direct - (785) 250-7020

Fax - (785) 273-7536

Email - melissa@melissaherdman.com

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